The difference between two types of direct Stafford student loans is that the one comes directly from the federal government. But the other one which is FFEL comes from the private lenders. Being both subsidized and unsubsidized options with these loans. Students have to pay the subsidized loans within the six months of leaving the university. While in unsubsidized direct Stafford student loans students have option of about 10 to 25 years to pay back the loan amount.
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