Citibank is one of the prominent money lending institutions that offers various kinds of student loans; both federal as well as private for the higher education. The different Citibank Federal Student Loans available are subsidized and unsubsidized Stafford loan for undergraduates, Parent Plus and Graduate Plus loan. The money that is available under the Citibank Student Loan is for students hailing from various streams like medical, commerce, management, engineering etc. The money that you get under the federal program would pay for your tuition expenses and if you are not satisfied with this amount and want more for your living expenses at the college, then private loans from Citibank would be best as it covers your entire cost of education.

The loan program is also available for the international students and it is called Citibank International Student Loans. You can apply for the loan with the help of a cosigner and there is no credit check done. It means that you get the loan amount easily and there are no hassles about this. You can pay for the loan by getting yourself online. You just need to select what kind of loan you require; federal or private and then mention the amount you require. You will also have to fill an application form mentioning your personal and academic details. It is important to mention the details about your bank account because only then the requisite amount would be transferred to your account and would then be made available to you.

It is important to note that the Citibank Private Student Loans would provide you the money only one condition that the college or university of yours is approved by the Department of Education; USA. There is certain eligibility criteria that you must meet like you ought to be a permanent resident of United States and your age must be more than 17 years. You will have to fax the documents in support of your eligibility like age proof, residential proof, details about the college in which you are studying etc. The repayment time is fixed at 15 years and the Citibank Student Loan Rate is same for the federal loans at 8.5%. You would get a six months grace period after when the course is over in which you can even consolidate your loan.